Are you suffering with high mortage repayments, or just looking for a better deal? Refinance your home loan to find a cheaper home loan and ensure your home loan is working for you.

Reviewing your mortgage and lending position every one to two years, makes good sense. As your circumstances change over time, and new and improved home loan products becoming available all the time, it makes sense to speak with a professional, to ensure your mortgage is still the best suited to your personal circumstances.

Why Refinance your home loan?

• The main objective is to find a cheaper home loan, restructuring your lending to save you money on repayments.
  • To get peace of mind with a fixed rate home loan or a better home loan rate.
  • To reduce your monthly home loan payments
• Consolidate debts including credit cards and personal loans which carry high interest rates into a homeloan rate which may save $100’s per month in repayments
• You may require funds to renovate your home, or for investment or for business use

Do you have home loan features that you don’t need?

Your loan may offer features such as redraw and offset that you don’t really need or use. Generally, loans with more flexibility and options are more "expensive". Why not consider changing to a product with fewer extras and a cheaper interest rate and fees?

For example: On a loan of $250,000 over 30 years, by changing from 8.97% ($2,006 p/mth- std variable rate) to a 8.39% ($1,902 p/mth - basic variable rate) you will save approximately $104 per month.

Take the first step to refinancing

Your Money Advisers mortgage broker will start by getting an understanding of your needs. Then your broker will evaluate which home or investment loan from is most suitable for you and guide you through the refinancing process.

So what are you waiting for?Let us find a better deal for you!

Why talk to us rather than directly to your bank about refinancing?

Money Advisers mortgage brokers have strong relationships with many banks and lenders. We are your advocate in the home loan selection process, helping home buyers to pre-qualify, select a home loan, and complete the required documents.

We offer you access to a wide range of home loan choices and select the right mortgage for your needs. Our service allows you to refinance your home loan at rates that are potentially much lower than you are paying now to provide immediate mortgage relief and reduce your repayments - often by hundreds of dollars per month. We look into all the banks to work out which loan is best for you.

5.99% Fixed repayment rate for 2 years

Cut your mortgage payments by up to half for 2 years! Take a break from your high interest rate repayments with a super low 5.99% Fixed Rate for 2 years. This could be just the right loan to help you smooth out your cashflow.

Over time, you will face extra demands on your cashflow, and with interest rates and living expenses increasing, you may need a break. With a 5.99% 2 Year Fixed Rate, you have the extra flexibility you need.

Maybe you're starting a family and one of you will be taking time off from work, or you have older children heading for private school or university, or you want to take a year off to study, or something similar.